At Cover Quote Expert, our foremost commitment revolves around safeguarding the privacy and security of all individuals utilizing our Website and products. Our overarching objective is to furnish an online experience that offers pertinent information, valuable resources, and beneficial services tailored to your needs. To fulfil this objective, we gather information during your interactions with our platform and while delivering products and services. This Privacy Policy has been meticulously crafted to give you comprehensive insights into the Personal Information we gather, potential recipients of this data, and the measures we employ to ensure its security.
Furthermore, this Privacy Policy is aligned with the provisions of the California Consumer Privacy Act (CCPA), a legislative framework governing data privacy that pertains to specific enterprises collecting information from California residents. This law became effective on January 1, 2020. Notably, the California Attorney General issued preliminary regulations in October 2019 to provide enhanced clarity on CCPA implementation. These regulations are anticipated to be finalized within the coming months. It’s important to acknowledge that the information and product-related updates furnished here are subject to modification based on any revised directives from the California Attorney General.
Note! Additionally, it is pertinent to highlight that supplementary terms and conditions, if applicable, pertaining to collecting and utilizing your information may be presented to you before you subscribe to a particular Cover Quote Expert service. Privacy policies specific to those services will be conveniently accessible through designated sections of our Website.
What Information Do We Collect?
Cover Quote Expert acquires “Personal Information” through various channels from our users and clients, from data gathered by our web servers, via cookies, and from external internet websites. The term “Personal Information” pertains to data that can identify you, is connected to you, describes you, could reasonably be associated with you, or could indirectly link back to you. It’s important to note that Personal Information excludes aggregated data, information that cannot reasonably be tied to you, or data classified as “publicly available” as outlined in the CCPA. It’s worth emphasizing that Cover Quote Expert does not engage in the sale of your personal information.
Information Supplied by Our Users and Clients
Cover Quote Expert gathers Personal Information, including your email address, name, residential or professional address, and contact number (+18445634523). Additionally, Cover Quote Expert might also accumulate demographic data, such as your ZIP code, age, gender, legal preferences, and pertinent professional, business, or employment particulars.
It’s within the realm of possibility that Cover Quote Expert will maintain this data indefinitely or to the extent allowable under prevailing legal provisions.
Information from Web Server Logs
Cover Quote Expert captures and stores details pertaining to your interactions via our web server logs, encompassing your Internet [Protocol] (IP) address, the timestamp of your visit, and your browser classification. These particulars serve the purpose of validating our records and enhancing the quality of services we offer you.
Cover Quote Expert will maintain this data for an indefinite period or within the bounds allowed by pertinent legal statutes.
Information from Cookies
For the purpose of furnishing personalized services, Cover Quote Expert’s Website (“Website”) employs specific tags, log files, web beacons, and akin tracking technologies, occasionally sourced from third parties (collectively referred to as “cookies”), to store and facilitate the monitoring of information associated with you. A cookie functions as a data fragment that distinguishes you as an individual user. These cookies could potentially be shared with our advertising affiliates, adhering to data limitation measures outlined in accordance with CCPA prerequisites. However, it’s important to note that Cover Quote Expert will not expose its cookies to external parties unless compelled by a legitimate legal procedure, such as a search warrant, subpoena, statute, or court directive.
By using Cover Quote Expert’s Website, you are in concurrence with the utilization of cookies for the subsequent purposes:
- Essential Cookies: These cookies are vital to facilitate your navigation through the Website and enable you to utilize its features, including secure areas.
- Performance and Analytics Cookies: Utilizing Google Analytics, a web analytics tool by Google, we gain insights into how users interact with our Website. The information collected is anonymized and akin to tracking patterns in the sand, providing trends without identifying specific visitors. Google Analytics employs its own set of cookies to monitor user engagement. These cookies store details like the time of the current visit, previous visits, and the referring source. Website owners using Google Analytics receive comprehensive reports to enhance their Website and optimize user experiences. Importantly, each Website employs a distinct set of cookies, and cross-site tracking does not occur. Websites employing Google Analytics are obligated to inform users about their use of this analytics software. If desired, users can prevent these cookies from being sent by configuring browser settings or employing the Google Analytics Opt-out Add-on to hinder data collection. Further opt-out options are available.
- Functionality Cookies: These cookies retain preferences you select, such as language preferences or geographic regions. Enhancing personalization, they are automatically deleted when your browsing session ends, or the browser is closed
It’s important to note that most browsers are initially configured to accept cookies. You have the freedom to block, disable, or remove cookies on your device by adjusting settings within your browser’s preferences or options menus. However, it’s worth considering that such actions may limit your access to various pages on the Website or impede the use of coverquoteexpert.com’s online services.
Information Obtained to Compile Professional Profiles on the Cover Quote Expert Directory
Our objective is to aid professionals in promoting their services online and support consumers in locating experts within relevant geographic and service domains. This is achieved through the compilation and publication of professional details in the form of individual profiles on our Cover Quote Expert Directory. We initiate this process by gathering professional information, including fundamental identifiers like name, address, and the state(s) where they are licensed to operate, from official organizations and various online sources. This dataset is further enriched by professionals themselves upon claiming their profiles. It’s noteworthy that certain portions of this professional data qualify as publicly accessible information, thus falling outside the realm of Personal Information under the CCPA.
It remains plausible that Cover Quote Expert will uphold this information for an indefinite duration, or to the extent permitted by applicable legal provisions.
Consumer Rights Under the CCPA
Under the California Consumer Privacy Act (CCPA), you are granted the following rights:
Right to Know: You possess the entitlement to request comprehensive disclosure of the Personal Information we gather, employ, or divulge, alongside insights into our data practices.
Right to Request Deletion: You have the prerogative to seek the removal of your Personal Information that we have collected from you.
Right to Non-Discrimination: We will not discriminate against you for exercising these rights.
To execute your “right to know” or “right to request deletion,” please contact us at info@coverquoteexpert.com. or call +18445634523.
It’s imperative to note that, to safeguard your information and the credibility of our products, we may need to confirm your identity prior to processing your request. In certain scenarios, additional information might be necessitated for identity verification, potentially including a government-issued identification.
According to CCPA provisions, you have the autonomy to personally exercise these rights or delegate an authorized agent to act on your behalf. In the event of designating an authorized agent, we may request written authorization from you to validate their authority, and further authentication of the agent’s identity could be required.
Public Records Access
Cover Quote Expert, in pursuit of public service, grants access to select public records when relevant to our services. These records, constituting part of public information frameworks, are intended to be accessible to all for informational purposes. Importantly, these records do not fall within the ambit of Personal Information under the CCPA and, thus, are exempt from the “right to know” and “right to request deletion” provisions of the CCPA.
Subject to the presence of a legally binding court order, Cover Quote Expert will not comprehensively remove public records that have not been officially sealed. However, we do entertain written requests to prevent search engines from indexing specific documents through the use of the robots.txt protocol.
Links to Other Sites
We urge you to carefully examine the privacy policies of the websites you opt to access through Cover Quote Expert. This proactive step will grant you an understanding of how these external websites gather, employ, and distribute your information. It’s important to acknowledge that Cover Quote Expert bears no responsibility for the privacy policies or other content present on websites beyond our domain.
Use or Disclosure of Your Personal Information to Third Parties and Partners
Cover Quote Expert will refrain from intentionally divulging any Personal Information to external parties unless you have granted explicit consent, excluding instances involving vendors or service providers essential for delivering or executing Cover Quote Expert’s products or services. In situations where legal obligations arise, or there is a sincere belief in the necessity to adhere to the dictates of the law or comply with legal procedures served on Cover Quote Expert, your Personal Information may be accessed and/or disclosed. Furthermore, actions may be taken to safeguard Cover Quote Expert’s rights or property, or to address exigent circumstances that ensure the personal safety of Cover Quote Expert’s users or the general public.
Certain services and content offered by Cover Quote Expert may feature collaborative partnerships with other entities. If you choose to register for or engage with such services, both Cover Quote Expert and the collaborating entity may acquire information collected in connection with these offerings.
Content Submitted Or Made Available For Inclusion On The Service
Regarding content you provide or make accessible for inclusion within publicly accessible segments of the Service, it’s crucial to recognize that this information will be made publicly accessible on the internet. These “publicly accessible” segments of the Service encompass areas within the broader network of Cover Quote Expert properties that are designed to be accessible to the general public.
Protecting Your Information
While Cover Quote Expert is dedicated to the protection of your Personal Information, it’s essential to recognize that complete security of data transmissions over the internet cannot be assured at a 100% level. It is your sole responsibility to uphold the confidentiality of any passwords you establish and/or any account-related details.
Correcting Inaccuracies
Upon registration for Cover Quote Expert’s products and services, an email will be dispatched to verify your new account. This email will be directed to the address you furnished during the sign-up process. In this communication, you will find guidance on modifying or erasing the account-related information submitted. It’s recommended to retain the confirmation email, as it holds valuable information to assist you should you encounter difficulties while accessing our services.
We greatly appreciate your inquiries and feedback. Feel free to reach out to us via email at info@coverquoteexpert.com. or by phone at +18445634523.
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